Register with us as a remittance or virtual asset service provider

Register with us as a remittance or virtual asset service provider

Register with us as a remittance or virtual asset service provider

• Preparing for our registration forms

• Registration questions for virtual asset service provider

• Registration questions for independent remittance dealers

• Registration questions for remittance network provider affiliates

• Registration questions for remittance network providers

• Who and what we regulate

• Combating money laundering, terrorism financing and proliferation financing

• Designated services for newly regulated entities

• Real estate designated services

• Precious metals, stones and products designated services

• Virtual asset designated services

• Professional designated services

• How designated services apply to insolvency practitioners

• Geographical link requirement

• Money laundering, terrorism financing and proliferation financing definitions

• Industry and business

• Obligations and guidance

• Learn how to use this guidance

• Your obligations

• Your AML/CTF program

• Exemptions and modifications

• Industry contribution levy

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• Additional guidance

• Program starter kits

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• Education and resources

• Publications and resources

• Education

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• Resources to help you understand your AML/CTF obligations

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• Resources to help you implement risk controls in your program

• Resources to help you maintain your AML/CTF program

• Smart real estate agent’s guide to AML/CTF

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• Your industry

• Accountants

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• Bookmakers and betting agencies

• Bullion dealers

• Casinos

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• Financial services providers

• Legal professionals

• Pubs and clubs

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• Remittance service providers

• Superannuation industry

• Virtual asset service providers

• About AML/CTF reforms

• About the reforms

• Designated services for newly regulated entities

• Updates to the legislation

• AUSTRAC Online

• Designated service name changes

• Sign in to AUSTRAC Online

• Manage your account

• Update your details

• Update your annual earnings

• Request removal from our roll or registers

• Renew your registration

• Add a new business to your account

• AUSTRAC Online guides and resources

• Reporting Entity System Transformation (REST) Program

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• AML/CTF Act

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• Updates to the legislation

Register with us as a remittance or virtual asset service provider

You must both enrol and register with us if you’re a remittance or virtual asset service provider.

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• Register with us as a remittance or virtual asset service provider

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New to AUSTRAC

New to AUSTRAC

• Check if you may be regulated

• Enrol with us

• Enrol with us overview

• Preparing for our new enrolment forms

• New enrolment form questions

• Register with us

• Register with us as a remittance or virtual asset service provider

• Preparing for our registration forms

• Registration questions for virtual asset service provider

• Registration questions for independent remittance dealers

• Registration questions for remittance network provider affiliates

• Registration questions for remittance network providers

• Who and what we regulate

• Combating money laundering, terrorism financing and proliferation financing

• Designated services for newly regulated entities

• Real estate designated services

• Precious metals, stones and products designated services

• Virtual asset designated services

• Professional designated services

• How designated services apply to insolvency practitioners

• Geographical link requirement

• Money laundering, terrorism financing and proliferation financing definitions

Learn when and how you can register with us, and how to update your information.

On this page

On this page

• Who doesn’t need to register

• Newly regulated virtual asset services

• Currently registered VASPs and RSPs

• How to register

• Information you must provide

• The application process

• Update your information

• Affiliates of remittance network providers

• Suspensions, cancellations and conditions

• Reviewing registration decisions

• Renew your registration

• Related pages

If you’re a remittance service provider (RSP) or virtual asset service provider (VASP), you must enrol and apply for registration through AUSTRAC Online(external link) .

You can’t start providing remittance or virtual asset services until we’ve approved your registration. If you’re only providing the new regulated virtual asset services and apply for registration before 29 July 2026, you can continue providing these services until we make a decision on your application.

Who doesn’t need to register

Generally, you won’t need to register if you’re a:

• lawyer

• accountant

• real estate agent or property developer

• conveyancer

• dealer in precious metals and stones.

Registration is an extra process that typically only applies to money remitters and people providing specialised virtual asset services. If you send or receive money or virtual assets incidentally to your other services, you generally don’t need to register.

Learn more about:

• remittance service providers

• virtual asset service providers .

Newly regulated virtual asset services

Providers of the new virtual asset services must apply to enrol and register with us.Under transitional rules, if you apply for registration before 29 July 2026, you can continue to provide the new virtual asset services until we make a decision on your registration.

Learn more about:

• the transitional rules

• new regulated virtual asset services .

Currently registered VASPs and RSPs

If your business is already enrolled and registered, your registration status won’t change because of the reforms.

However, you’ll need to update your registration details to provide additional information required under the new laws. You must complete this before your next scheduled renewal.

You can do this through AUSTRAC Online.

How to register

You need to register through AUSTRAC Online(external link) . You’ll have created an account with us when you enrolled. Use the same account to complete the registration form.

You can save your process and return to the form for up to 14 days.

Information you must provide

When applying for registration, you’ll need to provide:

• some of the information you provided when you enrolled

• more information set out in the Rules to show us you can effectively manage and mitigate money laundering, terrorism financing and proliferation financing risks (we refer to these as ML/TF risks) faced by your business.

The application process

We may take up to 90 days to assess your application and may ask you for more information during this time.

If we request further information, the 90-day period will reset from the date you provide this information to us.

After reviewing your application, your registration may be:

• approved

• approved with conditions

• refused.

We’ll notify you of the outcome.

How we assess applications

When deciding whether to register you, we consider if your registration could pose a significant ML/TF or other serious crime risk.

We consider factors such as:

• your business’s readiness to comply with the Act, including AML/CTF resourcing and the experience of you and your key personnel

• if you or your key personnel have been charged or convicted of criminal offences

• your history of complying with Commonwealth, state or territory, or foreign laws, including the compliance history of your beneficial owners or other associated persons

• if a business has consented to becoming an affiliate of an RNP

• the likelihood of you conducting a business involving the provision of the registrable services.

Update your information

This section refers to the Act sections 75M(4) and 76P and the Rules sections 4–34(2) and 4–34(3).

You must tell us if there are any changes to your circumstances which could affect your registration. This includes:

• any changes to your beneficial owners or key personnel, including any criminal or civil proceedings or enforcement action taken against them

• changes to other people or businesses that help you provide remittance or virtual asset services

• any details you gave us that are inaccurate or incomplete

• details such as your name or address

• any new countries you’re operating or dealing in

• if you stop providing registrable designated services

• details about changes to any foreign licenses or registration you have for RSP or VASP services.

You must tell us about these changes within 14 days of the change occurring.You can update your registration details in AUSTRAC Online. Sign in and select My registrations in the left-hand menu.

If you’re a remittance network provider (RNP) and an affiliate advises you of these changes, you must tell us within 7 days.

Affiliates of remittance network providers

This section refers to the Act sections 75B(1), 75B(2) and 75B(5) and the Rules sections 4–10 and 4–11.

If you’re an RNP, you’re generally responsible for registering your affiliates.

You can only register as an affiliate on your own behalf if you apply for, or are already registered as, an independent remittance service provider .

An application to register as an affiliate of an RNP must show the RNP has assessed the prospective affiliate’s suitability to join its network. This includes considering the ML/TF the RNP may face by accepting the affiliate.

If an RNP has completed this assessment, the application must confirm the:

• candidate was found to be suitable

• prospective affiliate consented to the application, including when that consent was given.

Suspensions, cancellations and conditions

This section refers to the Act sections 75C(2), 75G(1), 75H(1), 76E(2), 76J(1) and 76K and the Rules sections 17 and 4-25.

We may suspend or cancel your registration if we think your business poses a significant ML/TF or other serious crime risk.

There are additional circumstances where we may suspend, cancel or impose conditions on your registrations. For example, if you or your key personnel:

• have been charged with or convicted of an offence, such as money laundering, terrorism financing or fraud in Australia or overseas (this includes your associates)

• have contravened the Act or breached your registration conditions

• have been subject to civil or criminal proceedings relating to your previous management of an entity

• no longer have the required operational capability or experience

• give or omit material information that is false or misleading.

Reviewing registration decisions

This section refers to the Act Part 17A.

We’ll notify you if a decision is made to refuse, impose conditions on, suspend or cancel your registration. You may be able to request an internal or external review of the decision. If this option is available, it will be outlined in the notice.

Renew your registration

This section refers to the Act sections 75F(1), 76H(1), 75K(3), 75K(4) and 76M(3), and the Rules sections 4-28, 4-29 and 4-33.

Your registration is for 3 years. To renew your registration, apply through your AUSTRAC Online account.

You may apply to renew your registration 90 days before your registration ends. If you submit a renewal application during this period, your registration will continue until we decide your application.

If you don’t apply to renew your registration, your registration will lapse, and you’ll be removed from the register.This means you can no longer provide remittance and virtual asset designated services.

If a business reapplies for registration after this, it’ll be treated as a new registration.

Related pages

• Check if you may be regulated

• Enrol with us

• Designated services for newly regulated entities

This guidance sets out how we interpret certain Australian legislation, along with associated Rules and regulations. Australian courts are ultimately responsible for interpreting these laws and determining if any provisions of these laws are contravened.

The examples and scenarios in this guidance are meant to help explain our interpretation of these laws. They’re not exhaustive or meant to cover every possible scenario.

This guidance provides general information and isn't a substitute for legal advice. This guidance avoids legal language wherever possible and it might include generalisations about the application of the law. Some provisions of the law referred to have exceptions or important qualifications. In most cases your particular circumstances must be taken into account when determining how the law applies to you.

Last updated: 30 Jul 2026